Over the past 14 years, we have been able to save employers thousands of dollars while providing benefits at the most cost-effective rates.

You can depend upon our expertise to assure your in the selection of reputable Third Party Administrators, effective networks and competitive, financially secure re-insurers.

P R I N C I P A L S

Richard C. Bozzuto - CLU, President
rbozzuto@bozzutobenefits.com

As the founder of Bozzuto Associates Inc.  Dick is a Chartered Life Underwriter and has been active in the individual and group life and health insurance field since 1962.  His vast experience in financial planning.  He is a former State Senator and is still active in community affairs in his hometown of Watertown.

John E. Calkins Jr. - Vice President
jcalkins@bozzutobenefits.com

As the principal associate John has been underwriting group health, life and individual insurance since 1990 and is especially knowledgeable in HMO's and PPO's.  He is also experienced in negotiating benefits through collective bargaining agreements in the municipal and private sector.

Sharon A. Trainor
strainor@bozzutobenefits.com

Sharon has been involved in administration for her entire business career. She holds licenses in life and health insurance and is particularly knowledgeable in individual health.